Following KBC, Belfius and Argenta are now also reducing the price of the renovation loan

Batibo will start on February 17. Some banks are reducing interest on renovation loans in response to the construction fair. KBC sounded the start signal. Now Belvius and Argenta are following them as well.

In the news: Belvius and Argenta reduce interest on renovation loans.

• At Belfius, discount rates apply from February 17, 2024 to March 31, 2024.
  • For a regular renovation loan, you pay 3.95 percent interest instead of 4.39 percent during that period.
  • The interest on the green loan decreases from 4.09 to 3.65 percent. At Belfius, you can also use this credit to protect your home against fire and burglary. Consider, for example, funding for surveillance cameras.
  • The state bank also extended the maximum period for amounts up to €37,000 from 120 to 180 months. “This way, investments become more affordable and the credit burden can be better aligned with the energy savings achieved,” he added.
• Argenta discount rates apply from February 19 to March 30.
  • For a classic renovation loan, the interest rate drops from 5.09 to 4.29 percent.
  • Anyone taking out an environmental loan will pay 3.79 per cent interest instead of 4.99 per cent in the coming weeks.

Following in the footsteps of KBC

Minimize: Belvius and Argenta were not the first two banks to reduce their renovation loan rate. KBC actually beat them to it. This bank's discount rates apply until February 25.

• Interest on a regular renovation loan is currently 3.99 percent and on a green loan 3.69 percent.

The equation: If we look at renovation loans, Belfius will offer the cheapest financing solution as of tomorrow. The cheapest green loan currently exists under the name ING

• As of February 19, these are the cheapest renovation loans (with a term of 42 months and a loan amount of €15,000):
  • Belvius: 3.95 percent.
  • KBC: 3.99 percent.
  • Argenta and ING: 4.29 percent.
• As of February 19, these are the cheapest green loans (with a term of 42 months and a loan amount of €15,000):
  • ING: 3.52 percent.
  • Belvius: 3.65 percent.
  • KBC: 3.69 percent.

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